"The greatest gift is love...Happiest of Holidays!"
In a large saucepan over medium heat, combine the sweetened condensed milk, cocoa, peppermint extract, chocolate mints, and salt; mix well. Slowly stir in the water and heat through, stirring occasionally. Do not allow the mixture to boil.
Pour the hot chocolate into mugs, then garnish each cup with marshmallow cream or mini marshmallows. Chocolate shavings can also be added, if desired.